Terms of use
Introduction
Please take the time to read these Terms of Use. By accessing our website and the services, products and information on our website, you agree to abide by, and accept these terms and conditions.
This Website
The website www.lincolnindicators.com.au (“this site”) is owned and operated by Lincoln Indicators Pty Ltd (“Lincoln”, “we” or “us”) ABN 23 006 715 as Corporate Authorised Representatives of Lincoln Financial Group Pty Ltd ABN 70 609 751 966, AFSL 483167.
Australia Only
No information, including general financial product advice, or offers on this site is intended for any person outside Australia. Offers from this site can only be accepted by a person who is within Australia. Currency references on this site are references to Australian dollars only.
Applicability
These Terms of Use apply to Lincoln’s public site.
Information on this Site
Accuracy
Lincoln acts in good faith and has taken the upmost care and precautions to ensure that the information provided on this site is accurate. We try to ensure it is correct as at the date of issue. However, we cannot guarantee, nor do we accept any legal liability arising from or connected to, the accuracy, reliability, currency, or completeness of anything contained on this site or on any linked site.
Change
Opinions, analysis, information, tools, indicators and other commentary expressed may change without notice. Except as required by law, we are under no obligation to update the information on this website.
General Information warning
The information on this site is general information only and does not consider your particular circumstances, investment objectives or financial needs. Before acting on the information/advice, you should consider its appropriateness having regard to your particular objectives, financial situation or needs. Furthermore, under no circumstances should investment decisions be based solely on the information/advice provided on this site. Please refer to our Financial Services Guide (FSG) for details about the services we provide and if our advice refers to Lincoln’s Managed Funds, to the relevant Product Disclosure Statement (PDS) for the fund.
Not a Recommendation
This site is also not a recommendation or offer to invest in any investments, securities, or financial products.
Testimonials
Testimonials on this site are provided by third parties for information purposes only and are not intended to be financial product advice pursuant to the Corporations Act 2001. They do not represent opinion or advice from Lincoln.
Using our site
Lincoln takes great pride in its site and wants to ensure that you use our site in accordance with all applicable laws, rules and regulations.
In using this site, you agree that you will not use, nor allow or authorise any third party to use, the site for any purpose that is unlawful, defamatory, harassing, abusive, fraudulent or obscene way or in any other inappropriate way or in a way which conflicts with the site.
Should you contribute to any of our forums (if any) or make any public comments on this site which are, in our opinion, unlawful, defamatory, harassing, abusive, fraudulent or obscene or in any other way inappropriate or which conflict with the site or the services offered, then we may at our discretion, refuse to publish such comments and/or remove them from the site.
Lincoln reserves the right to terminate your use of the site for any reason and without any notice.
Intellectual Property
Lincoln retains all rights (including copyrights, trademarks, logos, branding, patents as well as any other intellectual property right) in relation to all information provided on or via this site. The content of this site is protected by applicable intellectual property law. You may not copy, download, modify, publish, sell, distribute or reproduce any of the information contained on this site in any form without the prior written consent of Lincoln or the appropriate consent of the owner. However, you may print out and/or download information contained on this site for your own personal and non-commercial use. You cannot undertake any action to create an impression of affiliation, sponsorship, or endorsement between any user and/or site and Lincoln.
Hyperlinks
Lincoln is not responsible for the accuracy or content of any third-party web sites that may have links from this site. In creating hypertext links to any other web sites, Lincoln is not recommending that website or giving any assurances as to its standing. The use of such links is entirely at your own risk and Lincoln accepts no responsibility or liability for the content, use or availability of such websites.
Links to the Lincoln site are only permitted in accordance with the “Links to Lincoln’s website and yours” section below.
Third Party Information and Materials
At times, the site may provide information, articles, data (including for example, indices) and material that are written and prepared by people who are not Lincoln’s employees or representatives. This material is provided for your interest and relevance. Lincoln will clearly acknowledge and identify the material as the product of an independent third party. Lincoln is not responsible for the contents or accuracy of this material, and the opinions expressed in the material should not be taken as our recommendations or opinions. We accept no liability for any loss or damage arising out of or in connection with this third-party material You must not supply any of the data provided by one of these third parties to any other person. The material that is provided to us is subject to copyright.
Third Party Carriers
You acknowledge that Lincoln obtains data from carriers such as Morningstar and other relevant exchanges and bodies. Lincoln will not be liable to you for any failure to supply the data provided by carriers or any failure in the operation of the software where that failure arises as a result of any non-supply of the necessary data from the appropriate carrier.
Data provided by a third-party data carrier must not be reproduced, rewritten, copied, re-sold, re-distributed, framed, linked, or made available to any other person. This material is subject to copyright by the carrier.
Neither Lincoln nor any third-party data carrier will be liable to you for any failure to supply the data provided by the third-party data carrier or any failure in the operation of the software where that failure arises as a result of any non-supply of the necessary data from the appropriate carrier.
Neither Lincoln nor any third-party data carrier will be under any liability whatsoever for any loss suffered by any person whether arising from negligence or otherwise for any errors or omissions in, delay or interruption to, or for the use of or results obtained from, data supplied by a third-party data carrier.
Contact Lincoln if you need further information about our carriers.
Link to Lincoln’s website and yours
Lincoln allows you to link to our articles or home page. But this comes with conditions. You must not provide a link which suggests any association, approval or endorsement by Lincoln to your own site, unless we have provided written approval. We may also withdraw our consent to you linking to our site at any time by written notice to you.
Liability
Lincoln, Lincoln Financial Group Pty Ltd ABN 70 609 751 966, any director, employees or agents of these entities and third party providers of testimonials make no representation and give no warranty as to the accuracy, reliability, completeness or suitability of the information provided on or via this site and do not accept any responsibility for any errors, or inaccuracies in, or omissions from information provided on or via this site; and shall not be liable for any loss or damage howsoever arising (including by reason of negligence or otherwise) as a result of any person acting or refraining from acting in reliance on any information provided on or via this site. No reader should rely on information provided on or via this site, as it does not purport to be comprehensive or to render personal financial advice. This disclaimer does not purport to exclude any warranties implied by law that may not be lawfully excluded. Lincoln and Lincoln Financial Group Pty Ltd make no warranties or representations, express or implied, as to whether information provided on or via this site is up to date. Lincoln does not represent or warrant that this site functions without error or interruption.
Indemnity for loss and damage
To the fullest extent permitted by law, you agree to indemnify Lincoln and Lincoln Financial Group Pty Ltd and hold Us harmless from and against any and all liabilities or expenses arising from or in any way related to your use of this site or the services, products or information offered on this site, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and solicitors’ fees of every kind and nature incurred by you or any third parties through you.
Privacy
Any personal information that you have provided to Lincoln, or that is collected by us and retained due to your use of the site and/or our services or products is governed by Lincoln’s Privacy Policy and Collection Notice (Privacy Policy). Accordingly, by using this site and its services you agree to be bound by the terms of that Privacy Policy. For information on why we collect personal information and how it is used please read our Privacy Policy.
Applicable Law
This site and its terms shall be governed by and construed in accordance with the laws of Victoria, Australia. You submit to the exclusive jurisdiction of the Courts of Victoria and you waive any right you have to object to an action being brought in the Courts of Victoria.
Amendments
Lincoln reserves the right in its sole discretion to change, modify, add or remove the information provided on or via this site, including these Terms of Use at any time and without notice. Any changes, modifications, or additions to or deletions from these Terms of Use shall come into effect upon posting on this site. We recommended that you review the information provided on or via this site, including these Terms of Use, periodically for changes. Lincoln expressly reserves the right to monitor any use of this site.